Apartments for Rent in Lexington, Kentucky

 

Lexington Apartment Guide Advocates for Renter’s Insurance

Lexington, KY, June 12, 2013 / MM Global Wire / -- Imagine you are at work or at school, and your apartment catches on fire.  Your furniture, books, clothes, electronics and everything else is damaged or destroyed.  If you had renter’s insurance, you would breathe easy and replace everything.  If not, the fire may end up costing you tens of thousands of dollars.

“Many renters believe that their landlord’s insurance covers their personal belongings, but that’s not the case,” said Townes Rawls, owner of Lexington Apartment Guide.  “Landlords insurance covers the building itself, so it is important for renters to consider renter’s insurance,” he added.

The steps to obtaining renter’s insurance include:

  1. Contact a local and reputable insurance carrier and ask if they have renter’s insurance policies. 
  2. You should expect to pay somewhere between $15 and $25 per month depending on several variables.
  3. Discuss options for an “actual cash value” for replacing your belongings.  Actual cash value will compensate you for the actual market value of your items.
  4. Discuss “replacement cost coverage”, too.  This coverage pays the full cost of replacing your damaged property with new items.
  5. Determine your budget and select the coverage that fits best.
  6. Confirm whether your policy covers living expenses in case you are displaced for a period of time.

Fires happen more frequently than anyone would want.  Just this week, WKYT reported that there was a fire in a Lexington apartment.  So, there is no time like the present to consider renter’s insurance.

About Lexington Apartment Guide

Lexington Apartment Guide is dedicated to helping renters find the perfect apartment they will want to call home. We provide detailed information, photos and pricing on premiere apartments that fit all budgets.  Renters can find the best apartments in Lexington by searching our full color magazine, or LexingtonApartmentGuide.com.

Contact:

Townes Rawls

859-223-4085

Apartments in Area:

Lexington Apartment - Merrick Place

1 to 3 BDRM apartment in Lexington, KY from $690 to $1590


Lexington Apartment - Colts Run

1 to 3 BDRM apartment in Lexington, KY from $759 to $1269


Lexington Apartment - Rabbit Run

1 to 3 BDRM apartment in Lexington, KY from $805 to $1435


Nicholasville Apartment - The Avenue near Fayette Mall

1 to 3 BDRM apartment in Nicholasville, KY from $699 to $1209


Lexington Apartment - Brighton 3050

1 to 3 BDRM apartment in Lexington, KY from $796 to $1148


Lexington Apartment - The Racquet Club

1 to 2 BDRM apartment in Lexington, KY from $633 to $1049


Lexington Apartment - The Tracery

1 to 3 BDRM apartment in Lexington , KY from $799 to $1319


Lexington Apartment - Raintree

1 to 2 BDRM apartment in Lexington, KY from $575 to $780


Lexington Apartment - Campus Court at Red Mile

1 to 3 BDRM apartment in Lexington, KY from $715 to $1425


Lexington Apartment - Pinebrook

1 to 2 BDRM apartment in Lexington, KY from $665 to $774


Lexington Apartment - Belmont Run Apartments

1 to 2 BDRM apartment in Lexington, KY from $670 to $760


Lexington Apartment - One Hundred Chevy Chase Apartment Homes

1 to 3 BDRM apartment in Lexington, KY from $615 to $930


Lexington Apartment - The Metropolitan

1 to 2 BDRM apartment in Lexington, KY from $797 to $1049


Lexington Apartment - Patchen Oaks

1 to 2 BDRM apartment in Lexington, KY from $659 to $759


Lexington Apartment - The BLVD at Hays

apartment in Lexington, KY from $845 to $1425


Lexington Apartments Guide

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